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Legionella is a type of bacteria that can cause a severe form of pneumonia known as Legionnaires’ disease. Care homes are particularly at risk for Legionella contamination due to the presence of vulnerable residents, such as the elderly and those with weakened immune systems. The bacteria can thrive in water systems, such as hot tubs, […]

Home-equity release and home-reversion are two financial products that allow homeowners to access the value of their property without having to sell it. Home-equity release, also known as a lifetime mortgage, involves borrowing against the value of your home, with the loan being repaid when the property is sold, typically after the homeowner passes away

Pension cash early withdrawals refer to the act of taking money out of your pension fund before you reach the age of 55. This is typically done when an individual is in need of immediate funds for various reasons, such as to cover the costs of long-term care. It’s important to note that early withdrawals

Means testing is a method used by governments and other organisations to determine an individual’s eligibility for financial assistance or benefits based on their income and assets. This can have a significant impact on an individual’s ability to save and accumulate wealth, as those with higher incomes or more assets may be deemed ineligible for

When it comes to planning for long-term care needs, one of the most significant factors to consider is the cost of care fees. These fees can vary widely depending on the type of care required, the location of the care facility, and the level of care needed. For example, residential care homes tend to be

Council ‘deferred payment’ schemes are designed to help individuals who are in need of long-term care but are unable to afford the costs upfront. These schemes allow individuals to defer paying for their care until a later date, typically when they sell their home or pass away. The local council will then recover the costs

Equitable distribution of care expenses is crucial in ensuring fairness and equality within a family. When it comes to caring for elderly parents or relatives, it is important to consider the individual circumstances and capabilities of each family member. Equitable distribution takes into account the financial, emotional, and physical contributions of each member, ensuring that

Attendance Allowance is a financial benefit provided by the government to help individuals who are over the age of 65 and have a disability or long-term illness that requires them to have help or supervision throughout the day or night. This benefit is not means-tested, which means that it is not dependent on your income

Care-home fees in the UK have been a topic of concern for many years, as the cost of care continues to rise at a rate that outpaces inflation. This has put a significant financial strain on both residents and their families, as well as the government and healthcare providers. The issue of care-home fees is

Care-home fee increases have become a pressing issue in the UK, as the cost of providing care for the elderly continues to rise. With an ageing population and increasing demand for care services, care-home fees have been steadily increasing, putting a strain on residents and their families. It is important to understand the factors behind