June 2025

Understanding the Latest Upper and Lower Capital Limits: Your Essential 2025/26 Update

The upper and lower capital limits are important thresholds that determine the eligibility for certain benefits and contributions in the UK. The upper capital limit refers to the maximum amount of capital an individual can have before they become ineligible for certain means-tested benefits, while the lower capital limit is the minimum amount of capital […]

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Understanding the Latest Upper and Lower Capital Limits: Your Essential Update for 2025/26

In the world of finance and taxation, capital limits play a crucial role in determining the amount of income that is subject to various taxes. The upper and lower capital limits are important thresholds that affect individuals and businesses alike. The upper capital limit refers to the maximum amount of income that is subject to

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Protecting Your Family’s Finances: Using a Spouse’s Pension to Pay for Care

A spouse’s pension is a form of financial support provided to the surviving spouse of a deceased individual who was receiving a pension. This type of pension is typically paid out by the deceased individual’s employer or pension provider and is designed to provide financial assistance to the surviving spouse after the death of their

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Demystifying the Council Means Test: What You Need to Know About Valuing Savings and Property in 2025

The Council Means Test is a method used by local councils in the UK to determine an individual’s eligibility for financial support, such as housing benefits and council tax reduction. The test takes into account the individual’s income, savings, investments, and property to assess their ability to pay for their living expenses. The means test

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Unpacking the Criteria: What Qualifies as Nursing Care for NHS Funding?

The National Health Service (NHS) in the United Kingdom provides funding for nursing care to individuals who require assistance with their healthcare needs. The criteria for NHS funding for nursing care is based on an assessment of an individual’s health and social care needs. This assessment is carried out by healthcare professionals to determine the

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Uncovering the Truth: 5 Essential Questions to Ask a Care Home About Hidden Charges

Hidden charges in care homes have become a growing concern for many families as they navigate the complex world of long-term care. While the cost of care is already a significant financial burden for many, hidden charges can further exacerbate the financial strain on families. These hidden charges can include additional fees for services, medication,

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Stretching Your Care Budget: Choosing the Right Payment Schedule for Your Loved One’s Care Home

When it comes to paying for services, there are several different payment schedules to consider. The most common payment schedules are monthly, quarterly, and annual. Each of these payment schedules has its own advantages and disadvantages, and it’s important to understand the differences between them before making a decision. Monthly payment schedules involve making payments

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Step into the Future: How to Create a Digital Twin of Your Facility for Virtual Safety Testing

Digital twins are virtual replicas of physical objects, processes, or systems that are used to monitor, analyse, and predict their behaviour. They are created using real-time data from sensors, cameras, and other sources, and are often used in industries such as manufacturing, healthcare, and transportation. Digital twins can be used to simulate the performance of

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Navigating the Path to ISO 45001: A Guide for Residential Care Providers

ISO 45001 is an international standard that specifies requirements for an occupational health and safety (OH&S) management system, with guidance for its use, to enable an organization to proactively improve its OH&S performance in preventing injury and ill-health. In the context of residential care, where vulnerable individuals are being cared for, the importance of ISO

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How Care Homes Can Achieve ESG Goals Through Tangible Safety Enhancements

Environmental, Social, and Governance (ESG) goals have become increasingly important in the care home industry as the focus on sustainability, safety, and social responsibility continues to grow. Care homes, which provide essential services to vulnerable individuals, have a unique responsibility to ensure that their operations are aligned with ESG principles. This includes implementing sustainable practices,

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